01
Commercial Auto & Fleet
Physical damage, hired and non-owned liability, and excess layers structured around how your vehicles actually run.
Independent Insurance Brokerage
Coverage that holds when it matters.
Fortwell places commercial insurance for fleet operators, contractors, and growing businesses. We read the policy language so you don't discover the gap during a claim.
What we place
Three lines carry most of your exposure.
02
General Liability
Third-party bodily injury and property damage protection, written to match your contracts and additional insured requirements.
03
Workers' Compensation
Class-code auditing, experience mod review, and carrier placement that reflects a clean loss history.
Who we serve
Sector knowledge, not generalist guesswork.
Our brokers came from the carrier side. We know how a submission gets priced in each of these classes, which means we know how to present yours.
Claims, Risk & Advisory
We don't just place coverage — we help you use it.
Our team works beside you before, during, and after a loss. From certificate compliance to claims advocacy and contract review, we turn insurance into a practical business tool.
Claims Advocacy
When a loss happens, we manage the notice, coordinate with adjusters, and push for accurate reserves. Our goal is to protect your experience modification and keep your business running.
Learn moreRisk Management & Consulting
We review contracts, certificates, and owner-controlled insurance programs before work starts. Our consulting helps you negotiate better terms, close gaps, and reduce exposures before they become claims.
Learn moreCertificates & Compliance
Same-day certificates of insurance, additional insured endorsements, and subcontractor compliance tracking that keeps your job sites and contracts moving without delay.
Learn moreBonds
Contract, commercial, and license bonds placed with surety markets that understand contractors and growing businesses. We package financials so you can bid and bond with confidence.
Learn moreIn their words
What clients say after the first renewal.
“They rebuilt our submission before it ever hit the market. Our fleet renewal came back materially lower than the prior year with better limits.”
Owner, 40-van delivery operation
Northeast · Commercial auto & fleet
“When a subcontractor claim threatened our project schedule, Fortwell sat on the adjuster calls with us. We were paid without a coverage fight.”
Principal, general contracting firm
Mid-Atlantic · General liability & builders risk
“Every certificate request our clients threw at us came back same-day. That alone changed how we run the business.”
Operations manager, specialty trades contractor
Northeast · Workers' compensation & GL
Client identities withheld at their request. References available on serious inquiry.
Coverage review
Send us your current policy. We'll tell you what it doesn't cover.
A no-obligation review, returned within two business days.
Start a coverage review