Auto Liability
$1,000,000 CSL
Combined single limit covering all owned, hired, and non-owned vehicles operating on route, with Amazon named as additional insured.
Specialty Program
Amazon DSP insurance, placed correctly.
The Delivery Service Partner agreement dictates your limits. It does not dictate your premium. Fortwell places programs that clear compliance and still price competitively as your fleet grows.
Program requirements
What the Amazon agreement requires — and what we place against it.
Workers' Compensation
Statutory + $1M EL
Statutory benefits in every operating state plus employer's liability, with experience modification managed year over year.
Auto Physical Damage
Actual cash value
Comprehensive and collision on branded vans, with deductible structures chosen against your actual claim frequency.
General Liability
$1M / $2M
Per-occurrence and aggregate limits covering station premises exposure and third-party incidents off the vehicle.
Umbrella / Excess
$5,000,000
Excess limits sitting above the primary auto and employer's liability towers as required by the delivery agreement.
Employment Practices
$1,000,000
Wrongful termination, discrimination, and harassment defense — the exposure that grows fastest as your driver count does.
Limits shown reflect common Delivery Service Partner agreement terms. Actual requirements vary by station, region, and contract revision — we confirm yours before marketing your submission.
Why DSPs work with us
Compliance is the floor. Cost control is the work.
01
Onboarding in days, not weeks
New DSPs are on a station timeline. We bind quickly and issue the certificates your station manager and Amazon's compliance portal need.
02
Mod management as a service
Your experience modification drives your workers' compensation cost more than any negotiation. We audit claims, push for reserve corrections, and track the mod quarterly.
03
Multi-station structures
Operating two or three DSPs? We consolidate placements so your combined fleet earns credit instead of being rated as separate small accounts.
Claims, Risk & Advisory
We don't just place coverage — we help you use it.
Our team works beside you before, during, and after a loss. From certificate compliance to claims advocacy and contract review, we turn insurance into a practical business tool.
Claims Advocacy
When a loss happens, we manage the notice, coordinate with adjusters, and push for accurate reserves. Our goal is to protect your experience modification and keep your business running.
Learn moreRisk Management & Consulting
We review contracts, certificates, and owner-controlled insurance programs before work starts. Our consulting helps you negotiate better terms, close gaps, and reduce exposures before they become claims.
Learn moreCertificates & Compliance
Same-day certificates of insurance, additional insured endorsements, and subcontractor compliance tracking that keeps your job sites and contracts moving without delay.
Learn moreBonds
Contract, commercial, and license bonds placed with surety markets that understand contractors and growing businesses. We package financials so you can bid and bond with confidence.
Learn more