Contractors and construction
General contractors, subcontractors, and specialty trades. We build programs that satisfy owner and GC contract requirements without stacking coverage you already carry.
Specialization
Construction and logistics, not everything for everyone.
These are hard classes to place well. We stay narrow so we can be genuinely useful in the accounts we write.
Logistics and delivery fleets
Auto liability, physical damage, cargo, and workers' compensation for fleet operators — including delivery partners running fixed carrier requirements.
Contract review before binding
Indemnity language, additional insured status, waivers of subrogation, and primary/non-contributory wording get read before the policy is issued.
Depth beats breadth
Specializing in a handful of classes means underwriters know our submissions, and our submissions get priced on merit rather than guesswork.